Systematic Investment Plan (SIP)
Key Features & with Benefits
Easy Monitoring
Track your SIPs online with full transparency and detailed reporting.
Disciplined Savings
Automates your investments, ensuring consistency and financial discipline.
Rupee Cost Averaging
Buy more units when prices are low and fewer when prices are high, reducing risk.
Power of Compounding
The earlier you start, the larger your wealth grows with compounding returns.
Flexible Options
Choose your SIP frequency, amount, and fund type based on your goals.
Goal-Oriented Planning
Ideal for short, medium, and long-term financial objectives.
Types of SIP Funds
Eligibility & Required Documents
Anyone can start an SIP with OnClock Capital Buildcon, including:
Salaried individuals (starting with small, regular savings).
Self-employed professionals (flexible contribution amounts).
Parents & guardians (planning for children’s future).
Retirees (securing steady growth for long-term needs).
Identity Proof: Aadhaar Card / PAN Card / Passport / Voter ID.
Address Proof: Utility Bill / Passport / Rent Agreement.
Bank Details: Canceled cheque or passbook copy for auto-debit setup.
Photograph: Passport-sized.
How SIP Works with OnClock?
Consultation
Our advisors understand your goals, budget, and risk profile.
Fund Selection
Choose from top-performing equity, debt, hybrid, or balanced mutual funds.
Set Up Auto-Debit
Automate monthly deductions directly from your bank.
Consistent Investing
Fixed investments at chosen intervals without manual effort.
Track & Grow
Monitor performance through reports, reviews, and expert guidance.
SIP vs Other Savings Options
|
Investment Type |
Risk Level |
Return Potential |
Liquidity |
Ideal For |
|---|---|---|---|---|
|
Systematic Investment Plan (SIP) |
Medium–High |
Moderate–High (market-linked) |
High |
Long-term wealth creation & disciplined investing |
|
Equities |
High |
High |
High |
Aggressive investors seeking high growth |
|
Fixed Deposits (FDs) |
Low |
Low |
Medium |
Capital safety & stable income |
|
Mutual Funds |
Medium |
Moderate–High |
High |
Investors with larger capital |
|
Public Provident Fund (PPF) |
Low |
Moderate (tax-free) |
Low (15-year lock-in) |
Retirement planning & tax saving |
|
Gold Investment (Digital/Physical) |
Medium |
Moderate |
Medium–High |
Hedge against inflation |
|
Real Estate |
Medium–High |
High |
Low |
Long-term wealth building |
|
Bonds |
Low–Medium |
Moderate |
Medium |
Stable income |
|
National Savings Certificate (NSC) |
Low |
Moderate (tax benefit) |
Low (5-year lock-in) |
Secure, tax-saving option |
|
Savings Account |
Very Low |
Very Low |
Very High |
Daily liquidity & emergency funds |
|
National Pension Scheme (NPS) |
Low–Medium |
Moderate–High |
Low (till retirement) |
Retirement planning |
|
Recurring Deposits (RDs) |
Low |
Low–Moderate |
Medium |
Small, regular savers |
Advantages of Choosing OnClock SIP
✅ Expert Advisory – Our team of seasoned financial experts and research analysts help you identify the most suitable mutual funds tailored to your goals, ensuring smarter decisions.
✅ Wide Fund Range – From equity, debt, hybrid, and index funds to sector-specific opportunities, OnClock offers you access to a wide basket of top-performing funds across reputed AMCs.
✅ Convenience & Automation – With a seamless online process, your SIP is set up in just a few clicks. Monthly deductions are automated, so you never miss an installment—building wealth effortlessly.
✅ Flexibility at Every Step – Increase your SIP as your income grows, pause it during financial strain, or stop and redeem anytime. You’re always in full control of your investments.
✅ Rupee Cost Averaging Advantage – By investing consistently, you buy more units when prices are low and fewer when they are high, reducing overall risk and smoothing returns.
✅ Power of Compounding – Starting small but early lets your money grow exponentially over time, making SIP one of the most powerful tools for wealth creation.
✅ Transparency & Trust – No hidden fees or complicated clauses. You get clear performance tracking, detailed statements, and the assurance of OnClock’s ethical, customer-first approach.
✅ Dedicated Relationship Manager – A personal financial guide to monitor your portfolio, suggest improvements, and ensure your investments remain aligned with your changing goals.
✅ Goal-Oriented Approach – Whether you’re saving for retirement, a child’s education, or your dream home, we help you map SIPs to specific life goals for measurable results.
✅ OnClock Reliability – Backed by years of expertise in finance and real estate, OnClock Capital Buildcon Pvt. Ltd. is committed to delivering trust, growth, and long-term value.