Mutual Funds
Why Invest in Mutual Funds with OnClock?
Wealth Creation Made Simple
Mutual funds let you participate in the growth of India’s stock and bond markets—without needing to be an expert.
Diversification & Risk Management
Instead of depending on one stock or asset, your money is spread across multiple companies, industries, and instruments.
Professional Fund Management
Your investments are managed by SEBI-registered fund managers with years of experience and research backing their decisions.
Flexibility for Every Investor
Whether you’re a beginner starting with ₹500/month or a seasoned investor with lakhs to deploy, we have options suited to your profile.
Tax Efficiency
ELSS mutual funds help you save taxes under Section 80C while building long-term wealth.
Types of Mutual Funds
How To Invest in Mutual Funds with Onclock?
Complete KYC
Register with PAN, Aadhaar & bank details.
Set Your Goals
Wealth creation, tax saving, income, or liquidity.
Choose Mode
Lump Sum or SIP (Systematic Investment Plan).
Select Funds
Equity, Debt, Hybrid, ELSS, or Liquid funds.
Invest & Track
Seamless investing with regular portfolio updates.
Mutual Fund vs Other Savings Options
|
Investment Type |
Risk Level |
Return Potential |
Liquidity |
Ideal For |
|---|---|---|---|---|
|
Mutual Funds |
Medium |
Moderate–High |
High |
Diversified investing & long-term growth |
|
Systematic Investment Plan (SIP) |
Medium–High |
Moderate–High (market-linked) |
High |
Disciplined investors with long-term goals |
|
Equities |
High |
High |
High |
Aggressive investors seeking high returns |
|
Fixed Deposits (FDs) |
Low |
Low–Moderate |
Medium |
Capital safety & stable income |
|
Public Provident Fund (PPF) |
Low |
Moderate (tax-free) |
Low (15-year lock-in) |
Retirement planning & tax saving |
|
Gold Investment (Digital/Physical) |
Medium |
Moderate |
Medium–High |
Hedge against inflation & wealth preservation |
|
Real Estate |
Medium–High |
High |
Low |
Long-term asset creation |
|
Bonds/Debentures |
Low–Medium |
Moderate |
Medium |
Regular income with less risk |
|
Savings Account |
Very Low |
Very Low |
Very High |
Daily liquidity & emergency funds |
|
National Pension Scheme (NPS) |
Low–Medium |
Moderate–High (market-linked + pension) |
Low (till retirement) |
Retirement planning |
|
Recurring Deposits (RDs) |
Low |
Low–Moderate |
Medium |
Small, regular savers |
Advantages of Mutual Funds Investments with Onclock
✅ Expert Guidance – Our seasoned financial advisors analyze markets and recommend funds aligned with your goals.
✅ Diverse Fund Options – From equity, debt, hybrid, ELSS to liquid funds, we bring you the best-performing schemes across top AMCs.
✅ Digital Convenience – Paperless investing with the ability to start, track, and redeem funds online—anytime, anywhere.
✅ Transparency & Trust – No hidden fees, no jargon—just simple, clear, and reliable investment advice.
✅ Dedicated Relationship Manager – A personal guide to help you at every stage of your investment journey.
✅ Goal-Based Investing – Whether it’s wealth creation, retirement planning, education funding, or tax saving, we map strategies to your needs.
✅ Affordable & Flexible – Start with SIPs as low as ₹500 or opt for lump-sum investments—tailored to your capacity.
✅ Tax-Efficient Options – Save while you grow with schemes like ELSS under Section 80C.
✅ Regular Portfolio Reviews – Continuous monitoring to ensure your investments stay aligned with market trends and personal objectives.
✅ Onclock Reliability – A trusted name in finance and real estate, committed to long-term wealth creation.