Life Insurance
Key Benefits of Life Insurance
Financial Security for Your Family
Provides a lump sum amount to your family in case of an unfortunate event.
Loan & Liability Protection
Ensures your family is not burdened with outstanding debts like home loans, car loans, or business liabilities.
Wealth Creation
With investment-linked life insurance, you can grow your savings while staying protected.
Tax Savings
Premiums paid qualify for tax deductions under Section 80C, and maturity benefits may be tax-free under Section 10(10D).
Flexible Plans
hoose coverage amount, policy tenure, and premium payment frequency as per your financial goals.
Legacy Planning
Secure the future of your children and dependents with long-term wealth transfer solutions.
Eligibility & Required Documents
- Age : 18 – 65 years (depending on plan type)
- Salaried, self-employed professionals, and business owners are eligible
- Coverage amount depends on income, health status, and financial profile
- Identity Proof : Aadhaar / PAN / Passport / Voter ID
- Address Proof : Utility Bills / Rent Agreement / Passport
- Income Proof : Salary slips, Form 16, or ITRs (for higher coverage)
- Medical Reports (if required based on age & sum assured)
- Passport-size photographs
Types of Life Insurance Plans We Offer
Term Insurance Plans
Pure protection plans that provide high coverage at affordable premiums. Ideal for individuals looking for maximum security at the lowest cost.
Endowment Plans
A combination of insurance + savings. Along with life cover, you also receive a lump sum amount on maturity, making it perfect for long-term financial planning.
Money-Back Plans
Get periodic payouts during the policy tenure, along with life cover—ideal for those who need liquidity at regular intervals.
Unit Linked Insurance Plans (ULIPs)
A market-linked product that provides investment growth + life cover. Suitable for investors looking for insurance with wealth creation opportunities.
Whole Life Insurance
Covers you for your entire lifetime (up to 99 years) and helps in wealth transfer, retirement planning, and leaving behind a strong legacy.
Child Insurance Plans
Secures your child’s education and future needs, even if something happens to you. These plans ensure that your dreams for your children are fulfilled, no matter what.
Advantages of Choosing OnClock Life Insurance
✅ Comprehensive Protection – From basic term plans to investment-linked policies, we offer solutions for every stage of life.
✅ Tailored Coverage – Flexible sum assured, premium options, and tenure customized to your lifestyle and financial goals.
✅ Wealth Creation + Security – Dual benefits of protection and savings through endowment, money-back, and ULIP plans.
✅ Tax Efficiency – Enjoy tax deductions on premiums under Section 80C and tax-free maturity benefits under Section 10(10D).
✅ Affordable Premiums – Maximum coverage at cost-effective pricing, ensuring high-value security for you and your family.
✅ Transparent & Hassle-Free – Simple processes, clear terms, and no hidden charges—making insurance easy to understand.
✅ Dedicated Claims Assistance – Our support team ensures that claims are processed quickly and smoothly, minimizing stress for your loved ones.
✅ Trusted Guidance – Backed by OnClock’s financial expertise, ensuring you get the right plan for long-term peace of mind.