What services does OnClock Capital Buildcon provide?

We offer a complete range of financial and investment solutions, including wealth management, investment advisory, portfolio management, fixed income products, and alternative investment funds.

What is wealth management?

Wealth management involves personalized strategies to grow, manage, and preserve wealth through various investment avenues.

How can you help me grow my wealth?

We provide personalized investment strategies, wealth management, and portfolio planning to help you achieve your financial goals while managing risk effectively.

What kind of investment options do you provide for beginners?

We offer mutual funds, fixed deposits, recurring deposits, and SIPs that are beginner-friendly and require minimal experience to start.

How much risk is involved in your investment plans?

Risk varies depending on the investment type. We assess your risk appetite and recommend products ranging from low-risk fixed income options to high-growth equities.

What are alternative investment funds, and are they safe for me?

Alternative investment funds include private equity, venture capital, and other non-traditional assets. They are suited for investors seeking diversification and higher returns but involve higher risk.

How do fixed income products work, and are they better than mutual funds?

Fixed income products provide regular interest payments and preserve capital. They are generally safer than equity mutual funds but may offer lower returns.

Can I get a personal loan through you, and how quickly?

Yes, we offer personal loans with a quick approval process depending on your documentation and credit profile.

What are the interest rates for home loans?

Home loan rates vary based on the amount, tenure, and credit eligibility. We provide competitive rates tailored to your needs.

Can I get a business loan if my company is new?

Yes, we offer business loans for startups and growing businesses, subject to eligibility and business evaluation.

How much can I borrow against my property?

The loan amount depends on your property value and repayment capacity. We guide you to maximize your borrowing potential safely.

What documents are needed to apply for a loan?

Typically, you need identity proof, address proof, income proof, property documents (if applicable), and bank statements.

Are there hidden charges or fees in your loan services?

No, we maintain complete transparency. All fees and charges are disclosed upfront before you finalize any loan.

Can you help me with loan repayment planning?

Yes, we provide guidance to structure EMI payments, prepayments, and refinancing options to manage your debt efficiently.

Can I get health insurance for my family through you?

Yes, we offer comprehensive health insurance plans covering hospitalization, critical illnesses, and medical expenses for your entire family.

What types of insurance plans do you offer?

We provide life insurance, health insurance, and term insurance to safeguard you and your family against financial uncertainties.

Are your insurance plans flexible in terms of premiums and coverage?

Yes, we offer plans with customizable premiums, coverage amounts, and additional riders to suit your requirements.

How can I invest in mutual funds with you?

You can invest directly through our platform by selecting the mutual fund schemes that match your risk profile and financial goals.

Can I start a Systematic Investment Plan (SIP) with a small amount?

Yes, SIPs are designed to allow small, regular investments, making them ideal for disciplined long-term wealth creation.

What are the benefits of investing in fixed deposits or recurring deposits?

They provide guaranteed returns, safety of capital, and predictable income, making them suitable for conservative investors.

Do you offer guidance on buying stocks and equities?

Yes, our investment advisors provide insights, stock recommendations, and risk analysis to help you invest in equities wisely.

Can you help me with provident fund planning?

Yes, we provide guidance on EPF contributions, voluntary provident funds, and strategies for retirement savings.

How do I apply for an IPO through your platform?

We guide you step-by-step on applying for IPOs, from documentation to online submission and allocation tracking.

Is my investment safe with OnClock Capital Buildcon?

Yes, we follow strict regulatory compliance, employ secure transaction protocols, and maintain transparency to protect your investments.