
Equities
Overview
Equities, also known as stocks or shares, represent ownership in a company. When you invest in equities, you become a shareholder and gain a proportionate claim on the company’s assets and profits. Equities are one of the most popular investment options worldwide because they offer the potential for higher returns compared to traditional savings instruments.
Key Features & with Benefits

Wealth Creation
Higher return potential compared to fixed deposits or bonds.

Liquidity
Easily bought and sold on stock exchanges.

Ownership & Dividends
Shareholders benefit from both price appreciation and dividend payouts.

Diversification
Wide range of sectors and companies to invest in.

Beating Inflation
Equities tend to grow faster than inflation over the long term.

Types of Equities
How to Invest in Equities?


Open an account
Start with a Demat & trading account.

Do research
Study companies and sectors.

Plan strategy
Decide between short-term or long-term investing.

Buy shares
Invest through stock exchanges.

Manage portfolio
Track, diversify, and rebalance regularly.
Equities vs Other Savings Investments
Investment Type |
Risk Level |
Return Potential |
Liquidity |
Ideal For |
---|---|---|---|---|
Equities |
High |
High |
High |
Long-term wealth growth |
Provident Fund (PF) |
Low |
Moderate |
Medium |
Retirement savings |
Fixed Deposits (FDs) |
Low |
Low |
Medium |
Capital safety |
Mutual Funds |
Medium |
Moderate–High |
High |
Diversified investing |
Public Provident Fund (PPF) |
Low |
Moderate (tax-free) |
Low (15-year lock-in) |
Retirement planning & tax saving |
Gold Investment (Digital/Physical) |
Medium |
Moderate |
Medium–High |
Hedge against inflation & wealth preservation |
Real Estate |
Medium–High |
High |
Low |
Long-term asset building |
Bonds |
Low–Medium |
Moderate |
Medium |
Stable income |
National Savings Certificate (NSC) |
Low |
Moderate (tax benefit) |
Low (5-year lock-in) |
Secure, tax-saving option |
Savings Account |
Very Low |
Very Low |
Very High |
Daily liquidity & emergency funds |
National Pension Scheme (NPS) |
Low–Medium |
Moderate–High |
Low (till retirement) |
Retirement planning |
Recurring Deposits (RDs) |
Low |
Low–Moderate |
Medium |
Small, regular savers |
Advantages of Equity Investments with Onclock
At Onclock, we help you unlock the true potential of equities by combining expert insights with advanced technology. Here’s what makes our equity investment solutions stand out:
🔹 Potential for Higher Returns
Invest in high-growth companies and sectors to build long-term wealth that outpaces inflation.
🔹 Diversification Made Easy
Access a wide range of equities across industries and global markets, reducing overall portfolio risk.
🔹 Liquidity & Flexibility
Buy and sell shares instantly through our seamless trading platform, ensuring quick access to your funds.
🔹 Ownership & Dividends
Enjoy the dual benefit of capital appreciation and dividend payouts, turning your investments into a steady income stream.
🔹 Transparent & Secure Platform
OnClock ensures safe transactions, clear charges, and a user-friendly digital experience so you can invest with confidence.
🔹 Expert Guidance
Get research-backed recommendations and market insights from our team to make smarter investment decisions.