Business Loan

Overview

Every successful business requires timely financial support to grow, sustain, and expand. At Onclock Capital Buildcon Pvt. Ltd., our Business Loan solutions are designed to empower entrepreneurs, SMEs, and corporates with the capital they need to unlock new opportunities. Whether you are starting a venture, expanding operations, upgrading equipment, or managing working capital, our loans provide quick, flexible, and reliable financial assistance.

With us, financing becomes more than just a loan—it becomes a partnership for long-term business growth.

    Quick Inquiry Form

    Key Features & Benefits

    Loan Amounts

    Finance up to ₹50,000 to ₹5 Crore (depending on eligibility and business profile).

    Collateral-Free Loans

    Get unsecured business loans for smaller ticket sizes with faster approval.

    Flexible Repayment Tenure

    Repayment options from 12 months to 84 months, tailored to your cash flow.

    Working Capital Support

    Bridge cash flow gaps and manage day-to-day expenses with ease.

    Quick Processing & Disbursal

    Minimal paperwork and digital-first processes ensure funds in 48–72 hours.

    Customized EMI Plans

    Repayment structures designed to suit seasonal and cyclical business revenues.

    Eligibility & Required Documents

    Eligibility Criteria

    Age : 21 to 65 years (at the time of loan maturity)

    Business Vintage : Minimum 2–3 years of operations with positive financial history

    Annual Turnover : As per loan requirement and lender policy

    Credit History : A healthy credit score improves approval chances

    Applicant Type : Proprietors, partnerships, LLPs, private limited companies, and self-employed professionals

    Documentation Required

    Identity Proof : Aadhaar / PAN / Passport / Voter ID

    Address Proof : Utility Bill / Rent Agreement / Passport

    Business Proof : GST Registration, Trade License, Business Registration Certificate, or Partnership Deed

    Financial Statements : ITRs for last 2 years, Profit & Loss Account, Balance Sheet

    Bank Statements : Last 6–12 months

    Income Proof : Sales invoices, purchase bills, or audited financial records

    Loan Process at Onclock Capital Buildcon

    Application

    Submit your loan request online or at our branch.

    Documentation

    Provide basic KYC and business financial details.

    Assessment

    Quick evaluation of business profile, cash flow, and repayment capacity.

    Disbursal

    Funds transferred directly to your account within 2–3 working days.

    Approval

    Loan amount and terms finalized.

    Advantages of Choosing Onclock Business Loan

    ✅ Tailored to Businesses of All Sizes: From startups to established corporates, we design financing solutions that match your business lifecycle.

    ✅ Collateral-Free Loans: Access funds without pledging property or assets (for eligible amounts).

    ✅ Faster Approvals & Disbursals: Funds are made available in a matter of days, not weeks, so you never miss business opportunities.

    ✅ Flexible Repayment Options: Choose repayment schedules aligned with your cash flow cycles and seasonal revenues.

    ✅ Dedicated Relationship Managers: A single point of contact to guide you through the entire process—right from application to repayment support.

    ✅ Trust & Transparency: No hidden charges, no confusing terms—only clear communication and reliable support.

    ✅ Expert Financial Advisory: Our team helps you structure your loan in a way that supports long-term financial health and avoids debt stress.

    ✅ Pan-India Reach: Whether you operate in metros or tier-2 and tier-3 towns, OnClock ensures accessibility across geographies.

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